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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,393 | $185,312-3.2% | $161,489+11.1% | $154,746+15.9% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 9.61% | 103.84%-94.2pp | 89.72%-80.1pp | 172.34%-162.7pp |
| Employer contribution / active EE | $13,540 | $4,769+183.9% | $4,268+217.2% | $4,379+209.2% |
| Participant deferral / active EE | $6,450 | $6,350+1.6% | $5,630+14.6% | $6,730-4.2% |
| Admin fee / account holder | $1,349 | $18,654-92.8% | $16,006-91.6% | $14,365-90.6% |