Retirement plan

BRECKENRIDGE-WYNKOOP LLC 401K PLAN

Name: BRECKENRIDGE-WYNKOOP LLC - BRECKENRIDGE-WYNKOOP LLC 401K PLAN (2015) Form 5500
Creator: BRECKENRIDGE-WYNKOOP LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BRECKENRIDGE-WYNKOOP LLC 401K PLAN, BRECKENRIDGE-WYNKOOP LLC

BRECKENRIDGE-WYNKOOP LLCEIN 27-4650355Plan #001PY 2015

2645 EAST 2ND AVE, SUITE 200 - DENVER, CO 80206303-595-3500

Prospect flagsHigh cashLow participation

How to read this page

Total assets (EOY)

$2.9M

No prior year

Total participants

427

No prior year

Average account balance

$16,204

No prior year

Annual return

-0.41%

No prior year

Benchmarks

See 637 peers

Peer group

Industry72 - Accommodation and Food Services

Plan typeDefined contribution

Participants250-999

Cohort637 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.81M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$42K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

9.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$251K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$474

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.60%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$5765

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
NATIONWIDE1+ years Service code 15 · EIN 31-4156830 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215	Recordkeeping	$19,742
LEGACY BENEFIT SERVICES1+ years Filed as: LEGACY BENEFIT SERVICES, LLC Service code 13 · EIN 71-0948945 5670 GREENWOOOD PLAZA BLVD. · GREENWOOD VILLAGE, CO 80111	Contract Administrator	$8,755
GHP HORWATH PC1+ years Service code 10 · EIN 84-1156277 1670 BROADWAY · DENVER, CO 80202	Accounting	$8,750
NFP RETIREMENT INC1+ years Filed as: NFP Service code 13 1250 CAPITAL OF TEXAS HIGHWAY S · AUSTIN, TX 78746	Contract Administrator	$0
NFP RETIREMENT INC1+ years Filed as: NFP ADVISOR SERVICES, LLC Service code 13 1250 CAPITAL OF TEXAS, HIGHWAY S · AUSTIN, TX 78746	Contract Administrator	$0
NFP RETIREMENT INC1+ years Filed as: NFP INSURANCE SERVICES, INC Service code 13 1250 CAPITAL OF TEXAS, HWY S · AUSTIN, TX 78746	Contract Administrator	$0

Plan features & details

Pension benefit codes3H2E2F2G2J2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh cash
More than 10% of assets are held in cash - possible menu-design or default-fund problem.

Expense breakdown

Schedule H Part II

Admin total

$46K

$137 / participant

Investment mgmt$29K62.0%
Contract admin$18K38.0%

% of EOY assets

1.588%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: GHP HORWATH P.C.
Auditor EIN: 841156277
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$16,204

$22,714-28.7%

$59,496-72.8%

$55,191-70.6%

Participation rate

26.4%

37.5%-11.1pp

54.6%-28.1pp

69.2%-42.8pp

Annual return

-0.41%

-44.01%+43.6pp

182.05%-182.5pp

10.78%-11.2pp

Employer contribution / active EE

$196

$418-53.0%

$1,153-83.0%

$1,899-89.7%

Participant deferral / active EE

$563

$843-33.2%

$1,829-69.2%

$3,046-81.5%

Admin fee / account holder

$257

$83+208.8%

$2,232-88.5%

$91+183.4%

Provider

Service type

Compensation

NATIONWIDE1+ years

Service code 15 · EIN 31-4156830

ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215

Recordkeeping

$19,742

LEGACY BENEFIT SERVICES1+ years

Filed as: LEGACY BENEFIT SERVICES, LLC

Service code 13 · EIN 71-0948945

5670 GREENWOOOD PLAZA BLVD. · GREENWOOD VILLAGE, CO 80111

Contract Administrator

$8,755

GHP HORWATH PC1+ years

Service code 10 · EIN 84-1156277

1670 BROADWAY · DENVER, CO 80202

Accounting

$8,750

NFP RETIREMENT INC1+ years

Filed as: NFP

Service code 13

1250 CAPITAL OF TEXAS HIGHWAY S · AUSTIN, TX 78746

Contract Administrator

NFP RETIREMENT INC1+ years

Filed as: NFP ADVISOR SERVICES, LLC

Service code 13

1250 CAPITAL OF TEXAS, HIGHWAY S · AUSTIN, TX 78746

Contract Administrator

NFP RETIREMENT INC1+ years

Filed as: NFP INSURANCE SERVICES, INC

Service code 13

1250 CAPITAL OF TEXAS, HWY S · AUSTIN, TX 78746

Contract Administrator

BRECKENRIDGE-WYNKOOP LLC 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BRECKENRIDGE-WYNKOOP LLC 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion