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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,063 | $156,398-60.3% | $147,318-57.9% | $138,895-55.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 78.41% | 78.75%-0.3pp | 70.43%+8.0pp | 145.39%-67.0pp |
| Employer contribution / active EE | $4,341 | $4,853-10.6% | $4,593-5.5% | $4,194+3.5% |
| Participant deferral / active EE | $5,244 | $8,237-36.3% | $7,906-33.7% | $6,396-18.0% |
| Admin fee / account holder | $453 | $14,976-97.0% | $13,708-96.7% | $12,562-96.4% |