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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,730 | $148,582-69.9% | $135,942-67.1% | $139,456-67.9% |
| Participation rate | 87.5% | 83.9%+3.6pp | 81.9%+5.6pp | 80.3%+7.2pp |
| Annual return | 19.96% | 79.26%-59.3pp | 68.28%-48.3pp | 373.45%-353.5pp |
| Employer contribution / active EE | $2,426 | $5,245-53.7% | $4,858-50.1% | $4,753-49.0% |
| Participant deferral / active EE | $5,244 | $8,101-35.3% | $7,759-32.4% | $6,711-21.9% |
| Admin fee / account holder | $346 | $12,402-97.2% | $10,764-96.8% | $11,407-97.0% |