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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,959 | $65,395+22.3% | $182,531-56.2% | $72,983+9.6% |
| Participation rate | 100.0% | 65.4%+34.6pp | 78.0%+22.0pp | 69.5%+30.5pp |
| Annual return | 27.99% | 27.68%+0.3pp | 148.57%-120.6pp | 81.01%-53.0pp |
| Employer contribution / active EE | $4,809 | $1,911+151.6% | $4,075+18.0% | $2,440+97.1% |
| Participant deferral / active EE | $10,951 | $3,563+207.4% | $5,525+98.2% | $3,608+203.6% |
| Admin fee / account holder | $5,060 | $4,245+19.2% | $8,593-41.1% | $5,124-1.3% |