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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,144 | $56,484+10.0% | $169,452-63.3% | $64,173-3.2% |
| Participation rate | 100.0% | 64.5%+35.5pp | 77.8%+22.2pp | 69.6%+30.4pp |
| Annual return | -8.37% | -1.55%-6.8pp | 1.83%-10.2pp | 7.63%-16.0pp |
| Employer contribution / active EE | $5,485 | $1,832+199.3% | $4,157+31.9% | $2,381+130.4% |
| Participant deferral / active EE | $10,970 | $3,448+218.2% | $5,277+107.9% | $3,470+216.2% |
| Admin fee / account holder | $5,071 | $4,174+21.5% | $9,110-44.3% | $4,887+3.8% |