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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,881 | $149,040-47.1% | $120,225-34.4% | $137,256-42.5% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 19.37% | 605.68%-586.3pp | 439.23%-419.9pp | 220.34%-201.0pp |
| Employer contribution / active EE | $12,404 | $4,350+185.1% | $3,475+256.9% | $4,156+198.5% |
| Participant deferral / active EE | $3,183 | $4,655-31.6% | $3,999-20.4% | $6,407-50.3% |
| Admin fee / account holder | $311 | $6,348-95.1% | $5,696-94.5% | $12,270-97.5% |