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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,794 | $88,778+176.9% | $81,844+200.3% | $145,884+68.5% |
| Participation rate | 60.0% | 75.1%-15.1pp | 72.4%-12.4pp | 80.3%-20.3pp |
| Annual return | 12.54% | 1033.03%-1020.5pp | 778.87%-766.3pp | 551.85%-539.3pp |
| Employer contribution / active EE | $1,902 | $3,087-38.4% | $2,916-34.8% | $4,662-59.2% |
| Participant deferral / active EE | $3,551 | $4,648-23.6% | $4,323-17.9% | $6,690-46.9% |
| Admin fee / account holder | $1,001 | $8,430-88.1% | $7,355-86.4% | $13,392-92.5% |