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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,499 | $109,872+9.7% | $98,483+22.4% | $167,536-28.1% |
| Participation rate | 50.0% | 75.8%-25.8pp | 73.3%-23.3pp | 82.1%-32.1pp |
| Annual return | 24.76% | 1959.31%-1934.5pp | 1494.38%-1469.6pp | 478.82%-454.1pp |
| Employer contribution / active EE | $2,408 | $3,225-25.3% | $2,961-18.7% | $4,839-50.2% |
| Participant deferral / active EE | $4,686 | $4,673+0.3% | $4,276+9.6% | $6,342-26.1% |
| Admin fee / account holder | $651 | $6,757-90.4% | $5,953-89.1% | $12,315-94.7% |