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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,037 | $92,766+41.3% | $82,763+58.3% | $134,545-2.6% |
| Participation rate | 42.9% | 75.2%-32.3pp | 72.6%-29.7pp | 81.2%-38.4pp |
| Annual return | -17.23% | 946.97%-964.2pp | 702.45%-719.7pp | 418.37%-435.6pp |
| Employer contribution / active EE | $1,629 | $3,273-50.2% | $3,008-45.8% | $4,742-65.6% |
| Participant deferral / active EE | $3,112 | $4,802-35.2% | $4,395-29.2% | $6,401-51.4% |
| Admin fee / account holder | $1,976 | $5,978-66.9% | $5,325-62.9% | $11,431-82.7% |