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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,894 | $106,749-88.9% | $145,433-91.8% | $82,448-85.6% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 19.48% | 27.59%-8.1pp | 66.58%-47.1pp | 41.64%-22.2pp |
| Employer contribution / active EE | $2,058 | $3,444-40.3% | $4,554-54.8% | $2,551-19.3% |
| Participant deferral / active EE | $4,381 | $6,519-32.8% | $7,897-44.5% | $4,139+5.8% |
| Admin fee / account holder | $1,521 | $8,390-81.9% | $13,129-88.4% | $7,234-79.0% |