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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,944 | $165,381-92.8% | $149,730-92.0% | $158,966-92.5% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 13.28% | 348.29%-335.0pp | 276.70%-263.4pp | 302.95%-289.7pp |
| Employer contribution / active EE | $1,235 | $5,104-75.8% | $4,645-73.4% | $4,762-74.1% |
| Participant deferral / active EE | $2,960 | $7,182-58.8% | $6,843-56.7% | $5,983-50.5% |
| Admin fee / account holder | $1,641 | $10,809-84.8% | $9,310-82.4% | $11,250-85.4% |