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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,593 | $157,276-88.8% | $141,177-87.5% | $152,885-88.5% |
| Participation rate | 75.0% | 84.8%-9.8pp | 82.5%-7.5pp | 82.5%-7.5pp |
| Annual return | 33.60% | 64.33%-30.7pp | 71.40%-37.8pp | 345.39%-311.8pp |
| Employer contribution / active EE | $2,984 | $5,262-43.3% | $4,736-37.0% | $4,763-37.4% |
| Participant deferral / active EE | $3,058 | $7,110-57.0% | $6,710-54.4% | $5,851-47.7% |
| Admin fee / account holder | $1,791 | $12,123-85.2% | $10,263-82.5% | $11,598-84.6% |