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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,199 | $155,833-37.6% | $124,693-22.0% | $167,518-42.0% |
| Participation rate | 100.0% | 81.1%+18.9pp | 74.6%+25.4pp | 82.1%+17.9pp |
| Annual return | 12.94% | 17.98%-5.0pp | 5144.19%-5131.2pp | 478.71%-465.8pp |
| Employer contribution / active EE | $0 | $4,164-100.0% | $3,324-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $22,136 | $5,675+290.1% | $4,615+379.7% | $6,342+249.0% |
| Admin fee / account holder | $431 | $9,534-95.5% | $7,494-94.3% | $12,312-96.5% |