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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,486 | $127,096-82.3% | $105,736-78.7% | $135,380-83.4% |
| Participation rate | 75.0% | 82.7%-7.7pp | 76.3%-1.3pp | 82.6%-7.6pp |
| Annual return | -24.00% | 4.49%-28.5pp | 6.27%-30.3pp | 519.81%-543.8pp |
| Employer contribution / active EE | $0 | $4,107-100.0% | $3,268-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $15,201 | $5,064+200.1% | $4,080+272.6% | $5,609+171.0% |
| Admin fee / account holder | $449 | $9,087-95.1% | $6,913-93.5% | $10,828-95.9% |