Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,655 | $101,795-52.2% | $165,100-70.5% | $80,959-39.9% |
| Participation rate | 59.2% | 71.8%-12.6pp | 78.6%-19.4pp | 67.7%-8.5pp |
| Annual return | 10.73% | 16.73%-6.0pp | 70.21%-59.5pp | 35.67%-24.9pp |
| Employer contribution / active EE | $1,256 | $2,954-57.5% | $4,348-71.1% | $2,757-54.4% |
| Participant deferral / active EE | $1,923 | $4,476-57.0% | $6,035-68.1% | $4,300-55.3% |
| Admin fee / account holder | $9,310 | $8,221+13.2% | $12,696-26.7% | $6,925+34.4% |