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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,712 | $104,953-89.8% | $84,637-87.3% | $152,909-93.0% |
| Participation rate | 93.8% | 74.8%+18.9pp | 68.2%+25.5pp | 82.5%+11.3pp |
| Annual return | 41.28% | 373.94%-332.7pp | 258.82%-217.5pp | 345.46%-304.2pp |
| Employer contribution / active EE | $2,861 | $3,304-13.4% | $2,653+7.8% | $4,764-40.0% |
| Participant deferral / active EE | $4,145 | $4,691-11.6% | $3,900+6.3% | $5,851-29.2% |
| Admin fee / account holder | $754 | $6,244-87.9% | $4,914-84.7% | $11,601-93.5% |