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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,870 | $95,188-92.8% | $76,518-91.0% | $135,380-94.9% |
| Participation rate | 91.7% | 74.4%+17.3pp | 68.0%+23.7pp | 82.6%+9.0pp |
| Annual return | 0.23% | 4.85%-4.6pp | -0.27%+0.5pp | 519.81%-519.6pp |
| Employer contribution / active EE | $1,587 | $3,303-52.0% | $2,647-40.1% | $4,779-66.8% |
| Participant deferral / active EE | $1,702 | $4,640-63.3% | $3,836-55.6% | $5,609-69.6% |
| Admin fee / account holder | $1,438 | $6,249-77.0% | $4,849-70.3% | $10,828-86.7% |