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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,889 | $135,905+13.2% | $126,068+22.1% | $198,609-22.5% |
| Participation rate | 100.0% | 85.6%+14.4pp | 84.7%+15.3pp | 82.4%+17.6pp |
| Annual return | 17.99% | 14.07%+3.9pp | 15.01%+3.0pp | 202.70%-184.7pp |
| Employer contribution / active EE | $11,995 | $4,245+182.6% | $3,968+202.3% | $5,055+137.3% |
| Participant deferral / active EE | $11,376 | $8,523+33.5% | $8,214+38.5% | $6,977+63.1% |
| Admin fee / account holder | $907 | $21,036-95.7% | $18,264-95.0% | $19,030-95.2% |