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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,889 | $107,666+42.9% | $102,184+50.6% | $154,746-0.6% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 17.99% | 29.33%-11.3pp | 31.58%-13.6pp | 172.34%-154.4pp |
| Employer contribution / active EE | $11,995 | $3,846+211.9% | $3,594+233.8% | $4,379+173.9% |
| Participant deferral / active EE | $11,376 | $8,719+30.5% | $8,309+36.9% | $6,730+69.0% |
| Admin fee / account holder | $907 | $12,943-93.0% | $11,609-92.2% | $14,365-93.7% |