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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $119,362 |
ORGEL WEALTH MANAGEMENT2 years Filed as: ORGEL WEALTH MANAGEMENT, LLC Service code 15 · EIN 46-2793932 | Recordkeeping | $86,254 |
ADP BROKER-DEALER2 years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,643 | $50,902+121.3% | $155,534-27.6% | $77,736+44.9% |
| Participation rate | 98.9% | 63.1%+35.8pp | 78.2%+20.7pp | 70.6%+28.3pp |
| Annual return | 16.55% | 34.85%-18.3pp | 64.92%-48.4pp | 31.26%-14.7pp |
| Employer contribution / active EE | $6,324 | $1,991+217.5% | $4,675+35.3% | $2,728+131.8% |
| Participant deferral / active EE | $5,859 | $2,824+107.5% | $5,630+4.1% | $4,651+26.0% |
| Admin fee / account holder | $471 | $437+7.7% | $15,900-97.0% | $433+8.6% |