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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,100 | $209,336-44.1% | $197,124-40.6% | $137,256-14.7% |
| Participation rate | 50.0% | 87.3%-37.3pp | 86.7%-36.7pp | 80.0%-30.0pp |
| Annual return | 16.47% | 48.09%-31.6pp | 44.34%-27.9pp | 220.34%-203.9pp |
| Employer contribution / active EE | $4,529 | $6,591-31.3% | $6,227-27.3% | $4,156+9.0% |
| Participant deferral / active EE | $10,524 | $9,614+9.5% | $9,135+15.2% | $6,407+64.3% |
| Admin fee / account holder | $23,762 | $17,308+37.3% | $16,298+45.8% | $12,270+93.7% |