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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,100 | $223,823-47.7% | $211,142-44.5% | $154,746-24.3% |
| Participation rate | 50.0% | 87.9%-37.9pp | 87.3%-37.3pp | 80.7%-30.7pp |
| Annual return | 16.47% | 50.39%-33.9pp | 46.84%-30.4pp | 172.34%-155.9pp |
| Employer contribution / active EE | $4,529 | $6,787-33.3% | $6,442-29.7% | $4,379+3.4% |
| Participant deferral / active EE | $10,524 | $9,750+7.9% | $9,284+13.4% | $6,730+56.4% |
| Admin fee / account holder | $23,762 | $19,707+20.6% | $19,076+24.6% | $14,365+65.4% |