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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,579 | $183,627+34.8% | $155,602+59.1% | $145,978+69.6% |
| Participation rate | 33.3% | 82.7%-49.4pp | 78.2%-44.9pp | 80.3%-47.0pp |
| Annual return | 10.82% | 61.32%-50.5pp | 64.81%-54.0pp | 550.52%-539.7pp |
| Employer contribution / active EE | $1,533 | $5,316-71.2% | $4,675-67.2% | $4,662-67.1% |
| Participant deferral / active EE | $3,389 | $6,466-47.6% | $5,629-39.8% | $6,690-49.3% |
| Admin fee / account holder | $2,847 | $19,327-85.3% | $15,923-82.1% | $13,400-78.8% |