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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,473 | $209,422-10.0% | $178,503+5.6% | $158,982+18.5% |
| Participation rate | 60.0% | 86.4%-26.4pp | 81.9%-21.9pp | 82.0%-22.0pp |
| Annual return | 11.04% | 188.81%-177.8pp | 151.12%-140.1pp | 302.99%-291.9pp |
| Employer contribution / active EE | $2,280 | $5,707-60.0% | $5,011-54.5% | $4,763-52.1% |
| Participant deferral / active EE | $5,200 | $5,955-12.7% | $5,2020% | $5,983-13.1% |
| Admin fee / account holder | $2,012 | $17,079-88.2% | $13,987-85.6% | $11,252-82.1% |