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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,334 | $165,381-79.8% | $149,730-77.7% | $158,966-79.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 16.12% | 348.29%-332.2pp | 276.70%-260.6pp | 302.95%-286.8pp |
| Employer contribution / active EE | $5,604 | $5,104+9.8% | $4,645+20.6% | $4,762+17.7% |
| Participant deferral / active EE | $2,427 | $7,182-66.2% | $6,843-64.5% | $5,983-59.4% |
| Admin fee / account holder | $2,296 | $10,809-78.8% | $9,310-75.3% | $11,250-79.6% |