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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,091 | $138,075-76.8% | $123,552-74.0% | $135,379-76.3% |
| Participation rate | 68.8% | 84.7%-16.0pp | 82.3%-13.5pp | 82.6%-13.9pp |
| Annual return | -8.12% | 153.70%-161.8pp | 119.20%-127.3pp | 519.79%-527.9pp |
| Employer contribution / active EE | $3,394 | $5,152-34.1% | $4,628-26.7% | $4,779-29.0% |
| Participant deferral / active EE | $3,045 | $6,800-55.2% | $6,426-52.6% | $5,609-45.7% |
| Admin fee / account holder | $1,237 | $10,917-88.7% | $9,285-86.7% | $10,828-88.6% |