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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,500 | $81,476-50.3% | $102,383-60.4% | $80,925-50.0% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 14.86% | 25.59%-10.7pp | 24.94%-10.1pp | 35.65%-20.8pp |
| Employer contribution / active EE | $16,248 | $3,105+423.3% | $3,870+319.8% | $2,756+489.5% |
| Participant deferral / active EE | $3,877 | $3,871+0.2% | $5,060-23.4% | $4,299-9.8% |
| Admin fee / account holder | $1,926 | $6,717-71.3% | $8,391-77.1% | $6,940-72.3% |