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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,299 | $73,978-65.8% | $96,515-73.8% | $75,173-66.3% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 20.24% | 26.72%-6.5pp | 35.73%-15.5pp | 160.72%-140.5pp |
| Employer contribution / active EE | $9,609 | $2,931+227.9% | $3,740+156.9% | $2,671+259.8% |
| Participant deferral / active EE | $2,847 | $3,660-22.2% | $4,880-41.6% | $4,126-31.0% |
| Admin fee / account holder | $2,066 | $5,219-60.4% | $6,735-69.3% | $5,651-63.4% |