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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,594 | $64,729-79.0% | $112,263-87.9% | $68,490-80.2% |
| Participation rate | 80.6% | 67.2%+13.5pp | 75.1%+5.6pp | 67.9%+12.7pp |
| Annual return | -19.76% | -11.40%-8.4pp | 27.49%-47.2pp | -7.85%-11.9pp |
| Employer contribution / active EE | $1,354 | $2,746-50.7% | $3,636-62.8% | $2,597-47.9% |
| Participant deferral / active EE | $2,038 | $3,566-42.8% | $4,729-56.9% | $4,028-49.4% |
| Admin fee / account holder | $1,533 | $5,222-70.7% | $6,410-76.1% | $5,403-71.6% |