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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,906 | $209,847-96.7% | $189,520-96.4% | $167,518-95.9% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 10.48% | 748.45%-738.0pp | 555.25%-544.8pp | 478.71%-468.2pp |
| Employer contribution / active EE | $38,500 | $6,913+456.9% | $6,161+524.9% | $4,838+695.7% |
| Participant deferral / active EE | $26,000 | $8,934+191.0% | $8,220+216.3% | $6,342+310.0% |
| Admin fee / account holder | $243,958 | $14,295+1606.6% | $12,046+1925.2% | $12,312+1881.4% |