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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,754 | $183,988-91.4% | $162,177-90.3% | $152,897-89.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 0.52% | 150.79%-150.3pp | 115.60%-115.1pp | 345.43%-344.9pp |
| Employer contribution / active EE | $12,387 | $6,370+94.5% | $5,613+120.7% | $4,764+160.0% |
| Participant deferral / active EE | $0 | $8,032-100.0% | $7,297-100.0% | $5,851-100.0% |
| Admin fee / account holder | $35,129 | $13,123+167.7% | $10,843+224.0% | $11,599+202.9% |