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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,785 | $70,666-64.9% | $169,385-85.4% | $75,181-67.0% |
| Participation rate | 29.9% | 64.8%-34.9pp | 77.2%-47.3pp | 67.2%-37.3pp |
| Annual return | 19.81% | 36.37%-16.6pp | 405.82%-386.0pp | 160.69%-140.9pp |
| Employer contribution / active EE | $1,301 | $2,210-41.1% | $4,012-67.6% | $2,671-51.3% |
| Participant deferral / active EE | $2,084 | $4,308-51.6% | $6,221-66.5% | $4,126-49.5% |
| Admin fee / account holder | $1,975 | $5,402-63.4% | $9,011-78.1% | $5,650-65.0% |