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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,617 | $69,012-75.9% | $160,009-89.6% | $68,486-75.7% |
| Participation rate | 39.4% | 65.4%-26.0pp | 78.0%-38.5pp | 67.9%-28.5pp |
| Annual return | -18.78% | -9.65%-9.1pp | 408.85%-427.6pp | -7.85%-10.9pp |
| Employer contribution / active EE | $1,376 | $2,212-37.8% | $4,225-67.4% | $2,597-47.0% |
| Participant deferral / active EE | $2,014 | $4,212-52.2% | $6,183-67.4% | $4,028-50.0% |
| Admin fee / account holder | $1,298 | $4,798-72.9% | $8,715-85.1% | $5,404-76.0% |