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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,655 | $232,540-4.3% | $185,117+20.3% | $147,586+50.9% |
| Participation rate | 86.4% | 82.4%+4.0pp | 77.3%+9.1pp | 82.8%+3.5pp |
| Annual return | 16.54% | 43.03%-26.5pp | 40.50%-24.0pp | 578.59%-562.1pp |
| Employer contribution / active EE | $3,681 | $5,195-29.2% | $4,182-12.0% | $4,876-24.5% |
| Participant deferral / active EE | $7,749 | $5,834+32.8% | $5,045+53.6% | $5,439+42.5% |
| Admin fee / account holder | $1,214 | $10,275-88.2% | $8,159-85.1% | $10,886-88.9% |