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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,959 | $215,361-11.3% | $171,082+11.6% | $273,972-30.3% |
| Participation rate | 95.0% | 82.0%+13.0pp | 76.7%+18.3pp | 83.0%+12.0pp |
| Annual return | 9.77% | 25.14%-15.4pp | 32.56%-22.8pp | 41.46%-31.7pp |
| Employer contribution / active EE | $3,423 | $4,967-31.1% | $4,002-14.5% | $4,869-29.7% |
| Participant deferral / active EE | $7,402 | $5,543+33.5% | $4,797+54.3% | $5,287+40.0% |
| Admin fee / account holder | $20,697 | $10,846+90.8% | $8,520+142.9% | $10,133+104.3% |