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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,038 | $82,678-51.6% | $125,391-68.1% | $68,490-41.5% |
| Participation rate | 65.3% | 75.1%-9.8pp | 82.4%-17.1pp | 67.9%-2.6pp |
| Annual return | -19.34% | -5.97%-13.4pp | 572.41%-591.8pp | -7.85%-11.5pp |
| Employer contribution / active EE | $2,394 | $3,382-29.2% | $4,816-50.3% | $2,597-7.8% |
| Participant deferral / active EE | $6,266 | $6,111+2.5% | $7,448-15.9% | $4,028+55.6% |
| Admin fee / account holder | $5,206 | $6,277-17.1% | $10,009-48.0% | $5,403-3.7% |