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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,085 | $77,817-71.6% | $123,553-82.1% | $64,173-65.6% |
| Participation rate | 70.9% | 74.7%-3.8pp | 82.3%-11.4pp | 69.6%+1.3pp |
| Annual return | 0.00% | 12.49%-12.5pp | 119.21%-119.2pp | 7.63%-7.6pp |
| Employer contribution / active EE | $2,143 | $3,014-28.9% | $4,628-53.7% | $2,381-10.0% |
| Participant deferral / active EE | $5,137 | $5,240-2.0% | $6,426-20.1% | $3,470+48.0% |
| Admin fee / account holder | $676 | $5,519-87.8% | $9,284-92.7% | $4,887-86.2% |