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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,449 | $98,776-59.0% | $149,745-73.0% | $79,856-49.3% |
| Participation rate | 71.7% | 75.8%-4.1pp | 82.5%-10.7pp | 69.6%+2.1pp |
| Annual return | 21.43% | 27.38%-5.9pp | 276.72%-255.3pp | 31.71%-10.3pp |
| Employer contribution / active EE | $2,372 | $3,217-26.3% | $4,646-48.9% | $2,471-4.0% |
| Participant deferral / active EE | $5,772 | $5,681+1.6% | $6,843-15.7% | $3,741+54.3% |
| Admin fee / account holder | $6,349 | $6,053+4.9% | $9,312-31.8% | $5,306+19.6% |