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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,737 | $106,749-57.2% | $145,433-68.6% | $82,448-44.5% |
| Participation rate | 71.3% | 75.6%-4.4pp | 82.1%-10.9pp | 68.1%+3.2pp |
| Annual return | 19.67% | 27.59%-7.9pp | 66.58%-46.9pp | 41.64%-22.0pp |
| Employer contribution / active EE | $2,666 | $3,444-22.6% | $4,554-41.5% | $2,551+4.5% |
| Participant deferral / active EE | $6,970 | $6,519+6.9% | $7,897-11.7% | $4,139+68.4% |
| Admin fee / account holder | $4,667 | $8,390-44.4% | $13,129-64.4% | $7,234-35.5% |