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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,089 | $181,062-93.3% | $158,223-92.4% | $155,188-92.2% |
| Participation rate | 95.8% | 82.7%+13.2pp | 79.2%+16.6pp | 80.8%+15.0pp |
| Annual return | 21.46% | 57.39%-35.9pp | 52.09%-30.6pp | 148.84%-127.4pp |
| Employer contribution / active EE | $2,280 | $4,565-50.0% | $4,109-44.5% | $4,248-46.3% |
| Participant deferral / active EE | $3,582 | $6,134-41.6% | $5,467-34.5% | $6,531-45.2% |
| Admin fee / account holder | $4,738 | $18,825-74.8% | $16,047-70.5% | $14,480-67.3% |