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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,089 | $185,312-93.5% | $161,489-92.5% | $154,746-92.2% |
| Participation rate | 95.8% | 82.5%+13.4pp | 78.7%+17.1pp | 80.7%+15.1pp |
| Annual return | 21.46% | 103.84%-82.4pp | 89.72%-68.3pp | 172.34%-150.9pp |
| Employer contribution / active EE | $2,280 | $4,769-52.2% | $4,268-46.6% | $4,379-47.9% |
| Participant deferral / active EE | $3,582 | $6,350-43.6% | $5,630-36.4% | $6,730-46.8% |
| Admin fee / account holder | $4,738 | $18,654-74.6% | $16,006-70.4% | $14,365-67.0% |