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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,443 | $158,393-9.4% | $143,4120% | $155,188-7.6% |
| Participation rate | 100.0% | 79.7%+20.3pp | 78.5%+21.5pp | 80.8%+19.2pp |
| Annual return | 10.16% | 324.22%-314.1pp | 256.99%-246.8pp | 148.84%-138.7pp |
| Employer contribution / active EE | $2,484 | $3,911-36.5% | $3,748-33.7% | $4,248-41.5% |
| Participant deferral / active EE | $7,519 | $7,193+4.5% | $6,816+10.3% | $6,531+15.1% |
| Admin fee / account holder | $1,664 | $12,964-87.2% | $11,396-85.4% | $14,480-88.5% |