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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,443 | $172,758-17.0% | $149,600-4.1% | $138,895+3.3% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 79.9%+20.1pp |
| Annual return | 10.16% | 181.17%-171.0pp | 129.59%-119.4pp | 145.39%-135.2pp |
| Employer contribution / active EE | $2,484 | $4,778-48.0% | $4,193-40.8% | $4,194-40.8% |
| Participant deferral / active EE | $7,519 | $8,180-8.1% | $7,203+4.4% | $6,396+17.6% |
| Admin fee / account holder | $1,664 | $17,615-90.6% | $13,963-88.1% | $12,562-86.8% |