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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,443 | $165,584-13.4% | $142,942+0.4% | $137,256+4.5% |
| Participation rate | 100.0% | 80.1%+19.9pp | 76.8%+23.2pp | 80.0%+20.0pp |
| Annual return | 10.16% | 164.22%-154.1pp | 113.70%-103.5pp | 220.34%-210.2pp |
| Employer contribution / active EE | $2,484 | $4,725-47.4% | $4,139-40.0% | $4,156-40.2% |
| Participant deferral / active EE | $7,519 | $8,194-8.2% | $7,128+5.5% | $6,407+17.4% |
| Admin fee / account holder | $1,664 | $16,167-89.7% | $12,475-86.7% | $12,270-86.4% |