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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,557 | $172,111-9.6% | $150,298+3.5% | $137,256+13.3% |
| Participation rate | 84.2% | 81.7%+2.5pp | 77.8%+6.5pp | 80.0%+4.3pp |
| Annual return | 25.40% | 69.37%-44.0pp | 62.79%-37.4pp | 220.34%-194.9pp |
| Employer contribution / active EE | $3,126 | $4,636-32.6% | $4,154-24.7% | $4,156-24.8% |
| Participant deferral / active EE | $8,375 | $6,166+35.8% | $5,453+53.6% | $6,407+30.7% |
| Admin fee / account holder | $2,585 | $16,471-84.3% | $14,116-81.7% | $12,270-78.9% |