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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,448 | $209,428+7.6% | $178,498+26.3% | $158,950+41.8% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 16.31% | 188.78%-172.5pp | 151.09%-134.8pp | 302.91%-286.6pp |
| Employer contribution / active EE | $5,661 | $5,707-0.8% | $5,011+13.0% | $4,762+18.9% |
| Participant deferral / active EE | $3,058 | $5,955-48.6% | $5,202-41.2% | $5,983-48.9% |
| Admin fee / account holder | $13,129 | $17,077-23.1% | $13,985-6.1% | $11,248+16.7% |