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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,689 | $198,461+17.8% | $170,436+37.1% | $147,585+58.3% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 14.82% | 257.30%-242.5pp | 205.94%-191.1pp | 578.57%-563.8pp |
| Employer contribution / active EE | $5,102 | $6,184-17.5% | $5,433-6.1% | $4,876+4.6% |
| Participant deferral / active EE | $1,271 | $5,629-77.4% | $4,939-74.3% | $5,439-76.6% |
| Admin fee / account holder | $1,934 | $16,852-88.5% | $13,880-86.1% | $10,885-82.2% |