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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,412 | $154,228-68.0% | $145,433-66.0% | $137,256-64.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 17.58% | 74.59%-57.0pp | 66.58%-49.0pp | 220.34%-202.8pp |
| Employer contribution / active EE | $2,527 | $4,804-47.4% | $4,554-44.5% | $4,156-39.2% |
| Participant deferral / active EE | $7,855 | $8,216-4.4% | $7,897-0.5% | $6,407+22.6% |
| Admin fee / account holder | $322 | $14,344-97.8% | $13,129-97.5% | $12,270-97.4% |