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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,286 | $156,398-2.6% | $147,318+3.4% | $138,895+9.6% |
| Participation rate | 93.8% | 83.8%+10.0pp | 82.1%+11.7pp | 79.9%+13.8pp |
| Annual return | 14.80% | 78.75%-64.0pp | 70.43%-55.6pp | 145.39%-130.6pp |
| Employer contribution / active EE | $4,502 | $4,853-7.2% | $4,593-2.0% | $4,194+7.3% |
| Participant deferral / active EE | $10,364 | $8,237+25.8% | $7,906+31.1% | $6,396+62.0% |
| Admin fee / account holder | $2,222 | $14,976-85.2% | $13,708-83.8% | $12,562-82.3% |