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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,710 | $148,582-40.3% | $135,942-34.7% | $139,456-36.4% |
| Participation rate | 58.8% | 83.9%-25.0pp | 81.9%-23.1pp | 80.3%-21.5pp |
| Annual return | 14.86% | 79.26%-64.4pp | 68.28%-53.4pp | 373.45%-358.6pp |
| Employer contribution / active EE | $3,635 | $5,245-30.7% | $4,858-25.2% | $4,753-23.5% |
| Participant deferral / active EE | $8,340 | $8,101+2.9% | $7,759+7.5% | $6,711+24.3% |
| Admin fee / account holder | $1,622 | $12,402-86.9% | $10,764-84.9% | $11,407-85.8% |