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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,604 | $138,102-49.6% | $125,381-44.5% | $134,532-48.3% |
| Participation rate | 52.9% | 84.5%-31.6pp | 82.4%-29.4pp | 81.2%-28.3pp |
| Annual return | -19.13% | 750.73%-769.9pp | 572.31%-591.4pp | 418.27%-437.4pp |
| Employer contribution / active EE | $2,651 | $5,245-49.5% | $4,815-44.9% | $4,741-44.1% |
| Participant deferral / active EE | $7,421 | $7,801-4.9% | $7,448-0.4% | $6,401+15.9% |
| Admin fee / account holder | $4,050 | $11,568-65.0% | $10,007-59.5% | $11,429-64.6% |