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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,949 | $148,629+34.5% | $135,982+47.0% | $139,487+43.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 14.30% | 79.33%-65.0pp | 68.32%-54.0pp | 373.84%-359.5pp |
| Employer contribution / active EE | $10,588 | $5,247+101.8% | $4,859+117.9% | $4,755+122.7% |
| Participant deferral / active EE | $11,462 | $8,102+41.5% | $7,760+47.7% | $6,713+70.7% |
| Admin fee / account holder | $2,675 | $12,406-78.4% | $10,767-75.2% | $11,407-76.6% |