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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,198 | $138,076+8.1% | $123,553+20.8% | $135,380+10.2% |
| Participation rate | 91.7% | 84.7%+6.9pp | 82.3%+9.4pp | 82.6%+9.0pp |
| Annual return | -2.79% | 153.70%-156.5pp | 119.21%-122.0pp | 519.81%-522.6pp |
| Employer contribution / active EE | $13,394 | $5,152+160.0% | $4,628+189.4% | $4,779+180.3% |
| Participant deferral / active EE | $8,877 | $6,800+30.6% | $6,426+38.1% | $5,609+58.3% |
| Admin fee / account holder | $301 | $10,917-97.2% | $9,284-96.8% | $10,828-97.2% |