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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,010 | $57,305-23.2% | $86,640-49.2% | $75,173-41.5% |
| Participation rate | 20.6% | 63.2%-42.6pp | 71.7%-51.1pp | 67.2%-46.6pp |
| Annual return | 16.98% | 2674.24%-2657.3pp | 592.52%-575.5pp | 160.72%-143.7pp |
| Employer contribution / active EE | $507 | $2,316-78.1% | $3,024-83.2% | $2,671-81.0% |
| Participant deferral / active EE | $1,137 | $3,320-65.7% | $4,438-74.4% | $4,126-72.4% |
| Admin fee / account holder | $814 | $4,116-80.2% | $5,616-85.5% | $5,651-85.6% |